Repaya Less friction around personal loans

Explore Repaya

See how it works, browse FAQs, and explore the rest of the site without hunting for links.

For personal loans between friends and family

Loaned money to family or a friend? Track what’s been paid back and what’s left.

Works great if you:

  • Want to know exactly what’s been paid and what’s left
  • Don’t want to keep asking about payments
  • Want to avoid confusion or tension over money

First Car Loan

Owed:
$2,400
Paid:
$900
Remaining:
$1,500
Next Due:
Apr 30

For personal loans between friends and family

Loaned money to family or a friend? Track what’s been paid back and what’s left.

Track your first loan free

No credit card required

Works great if you:

  • Want to know exactly what’s been paid and what’s left
  • Don’t want to keep asking about payments
  • Want to avoid confusion or tension over money

First Car Loan

Owed:
$2,400
Paid:
$900
Remaining:
$1,500
Next Due:
Apr 30
Repaya loan listing screen
Shared record One place for the loan instead of scattered messages and memory.
Visible balance Both people can see what has been paid and what is left.
Factual reminders Keep follow-up tied to the loan instead of making it personal.

Why it helps

Stop money from becoming a source of tension.

Know what was agreed

Stop reconstructing the loan from memory, text threads, and payment apps.

Know where things stand

Keep the balance visible so both people are looking at the same numbers.

Follow up without pressure

Keep reminders tied to the loan so check-ins feel less personal and less tense.

How it works

From setup to repayment in three simple steps.

Add the loan, send the borrower the live link, and let payments land back on one shared record.

  1. 01
    Add the loan and borrower details

    Set the amount, repayment cadence, and the borrower details in one place.

    Amount Borrower Cadence Notes
  2. 02
    Send the borrower a reminder link

    Repaya keeps the live loan record ready, so your reminder can point back to one clear place.

    Borrower link Reminder No borrower signup
  3. 03
    Borrower opens the link and adds a payment

    The payment updates the shared record, running balance, and history without awkward chasing.

    Add payment Running balance Payment history

Pricing

1 loan free now. Upgrade later if you need more.

Free gives you the core tracking tools and basic reminders for one straightforward loan. Pro is a later option for people who need more flexibility, automation, and control.

Start free

  • 1 active loan with a shared borrower view
  • Monthly payments plus 1 automated reminder
  • Simple manual reminder template

Upgrade later

  • More flexibility when repayment gets less straightforward
  • More automation once basic reminders are not enough
  • More control as Repaya expands