Pricing

1 loan free now. Pro coming soon.

Start with the free tier to track one personal loan with a monthly schedule and basic reminders. Pro is a future option for people who later need deeper payment flexibility, automation, and borrower reply support.

Plans

Start with free. Upgrade later if you need more.

Free is meant to be genuinely useful on its own. Pro is a future option for people whose loan tracking needs deeper payment flexibility, automation, and borrower reply support.

Free

$0

For one loan at a time

Track 1 loan with basic reminder support and simple current-payment adjustments.

Best for one straightforward loan where you want a shared balance, payment history, lighter follow-up, and a little room when the current payment needs to move.

1 active loan with a shared borrower view
Monthly payment frequency only
1 automated reminder per loan, sent the day before or day of the due date
Simple manual reminder template
Allow the borrower to skip the current payment or extend the current due date
No overdue reminders or customization

1 loan free now with the full core flow: one loan, monthly payments, and basic reminders.

Start free

Pro

Coming soon

For when free is no longer enough

More flexibility, automation, and borrower reply support for more complex repayment situations.

Best for lenders who start with the free core flow and later want Repaya to handle more complexity.

More flexibility for more complicated loan situations
Lower the current payment requirement or pause the loan until a selected date
More automation when follow-up needs more support
Preset borrower reminder responses, plus a Pro-only custom note up to 500 characters

Coming soon. Start free now, and join the list if you want updates when Pro opens.

Get notified

Free core

All the basics for one straightforward loan

Free gives you the shared balance, payment history, one monthly cadence, and simple reminders that make repayment easier to talk about. It also lets the lender allow a skipped current payment or extend the current due date when needed.

Pro later

More flexible when life is less predictable

Pro is for the cases where one simple loan flow stops being enough and you want Repaya to offer more flexibility, like lowering the current payment requirement, pausing the loan until a selected date, and supporting borrower replies from reminder emails.

Next step

Try the free version first.

It gives you the full tracking flow and basic reminder support for one loan, so you can see whether Repaya helps before you ever need a more flexible paid tier.

Start free Sign in

Want to know when Pro opens?

Join the list for a note when Pro opens. Until then, you can start free with one loan.